About us – we are a challenger bank in Southeast Europe and regional leader in alternative payment solutions, building an ecosystem by combining financing and shopping to address customers’ needs. Our successful business model and customer-focus approach allowed us to be one of the most profitable and efficient banks in the region. We currently serve customers in Romania, Germany, Bulgaria & Lithuania.
We have now expanded our global footprint in Greece with thousands of merchants and consumers. Do you want to play a key role in our unique success story?

If yes, we are looking for a Credit Risk Analyst to join our Team in Greece!

What You Get To Do In This Role

• Perform credit risk analysis to support decision-making across the consumer lending portfolio.
• Prepare and validate regulatory and internal risk reports.
• Calculate and monitor risk parameters (e.g., PD, LGD) and ensure consistency of methodologies.
• Analyze portfolio performance identifying trends, deviations, and emerging risk signals.
• Ensure data accuracy, reconciliation, and consistency across risk reporting and source systems.
• Support the implementation and monitoring of credit policies, ensuring alignment with risk appetite.
• Translate business requirements into clear analytical specifications and validate outputs.
• Actively participate in User Acceptance Testing (UAT) and Quality Assurance (QA), including test case design, execution, and result validation.
• Support the development and maintenance of risk reporting frameworks, dashboards, and data pipelines.
• Maintain comprehensive documentation of methodologies, calculations, and reporting processes in line with audit and regulatory standards.

• Bachelor’s degree in Finance, Economics, Mathematics, Engineering, or other quantitative discipline.
• 3–5 years of proven experience in credit risk analysis, regulatory reporting, or risk data analytics within banking or financial services.
• Strong understanding of credit risk concepts (PD, LGD, ECL, staging, portfolio monitoring).
• Advanced SQL skills with proven experience in data extraction, transformation, and validation (mandatory).
• Experience with analytical tools such as SAS, or Python is a plus.
• Familiarity with regulatory frameworks is considered a strong advantage.
• Strong analytical and problem-solving skills, with attention to detail.
• Ability to work with large datasets and ensure data quality and consistency.
• Good communication skills and ability to collaborate with cross-functional teams.
• Fluency in English (written and spoken).