About us - tbi bank is a next-generation bank whose ambitious goal is to become a digital bank with a wide range of online and mobile solutions for consumer finance and lending to small and medium-sized enterprises. Our successful business model and customer-focus approach allowed us to be one of Bulgaria’s most profitable and efficient banks in the last 4 years (Capital K10). We currently serve customers in Bulgaria, Romania, Germany, Denmark & Poland.

We are now expanding our global footprint and coming to Greece. Do you want to play a key role in our unique success story?

If yes, we are looking for a Credit Policy Analyst to join our Team in Greece!

What You Get To Do In This Role

• Together with the Reporting & Analytics, Modeling & Analysis, Fraud and Collections teams designs and implements underwriting and origination strategies / credit policy rules for the entire range of consumer lending products;
• Translates the underwriting and origination strategies / credit policy rules to respective business / technology requirements needed for deployment in decisioning environments or related infrastructure used by TBI;
• Designs, implements and maintains a risk model / underwriting strategy deployment and implementation procedure and its relevant workflow(s) including critical controls covering implementation, testing, launching, validating and logging of changes;
• Documents detailed process maps / defines necessary process (re)designs as relevant for respective decisioning environments;
• Establishes and tests deployment and validation rules / configurations, defines detailed test cases / performs User Acceptance Testing (UAT) and Quality Assurance (QA), coordinates UAT/QA as required with other teams within TBI, drives new or changed deployment validations (e.g. champion/challengers), authorizes launches in live production, covers post production monitoring;
• Performs well-defined, yet varied tasks and/or projects where independent decision-making is required to search out an appropriate course of action.
• Develops solutions by modifying standard approaches and/or referencing past practices and precedents

• Bachelor’s degree in Business, Economics, Finance, Mathematics, Computer Science or a related quantitative field.
• Minimum of 3 years of experience in credit risk analysis, consumer risk policy development and/or risk reporting and related data analytics.
• Experience with writing and implementing credit policy / underwriting strategies in leading decisioning engines is an advantage.
• Experience with analytical (SQL, SAS, SPSS, SQL) and/or decisioning tools (powered by JavaScript) is considered a significant advantage.